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New York · Topic Updated May 23, 2026

Vehicle Types Covered by New York Lemon Law

How New York's Lemon Law applies to used cars, leases, EVs, motorcycles, RVs, and commercial vehicles. New York has a separate Used Car Lemon Law § 198-b — unique among major states.

New York’s vehicle coverage is unusually comprehensive. The New Car Lemon Law (§ 198-a) covers new vehicles. The separate Used Car Lemon Law (§ 198-b) is a distinctive feature that no other major lemon-law state provides as comprehensively — it requires dealers to provide mileage-tiered warranties on used vehicle sales.

Topics in this section

What’s distinctive about New York

FeatureNew YorkCaliforniaTexasFlorida
Used-vehicle Lemon LawSeparate § 198-bLimited (§ 1795.5)NoNo
Dealer-issued statutory warrantyYes (30/60/90 days by mileage)No statutoryNoNo
Coverage for motorcyclesYesYesYesYes
Coverage for RVsYes (limited)YesYesYes
Commercial vehicle coverageLimitedYes (§ 1795.92)LimitedLimited

New York’s GBL § 198-b is the most distinctive used-vehicle protection in major-state lemon-law frameworks.

The default coverage

For New Car Lemon Law coverage:

  • New motor vehicles purchased or leased in New York for personal, family, or household use.
  • Demonstrators sold under new-vehicle warranties.
  • Lessees have explicit standing.

Within the 2-year / 18,000-mile window.

How to know if your vehicle is covered

For most New York consumers, the answer is yes. The narrow exceptions:

  • Vehicles past the 2-year / 18,000-mile window (§ 198-a closed; civil-court via § 349 and Magnuson-Moss).
  • Vehicles used primarily for business that don’t meet commercial coverage limits.
  • Off-road vehicles, mopeds, motorized bicycles.

For used vehicles within the New Car warranty, § 198-a applies. For dealer-sold used vehicles outside that window, § 198-b provides distinct protections.

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