RVs Under Missouri Lemon Law

RV coverage under Missouri’s Lemon Law (§ 407.560) is limited to the chassis. The “motor home” coach (living area, appliances, water systems) is generally excluded. Magnuson-Moss + MMPA + UCC remain available for the coach.

What § 407.560 covers for RVs

• Chassis — engine, transmission, drivetrain, brakes, steering, electrical (engine systems).
• Frame — structural defects affecting safe operation.

What § 407.560 typically does NOT cover

• Coach / living area — bedroom, kitchen, bathroom, slide-outs, appliances.
• House batteries (separate from chassis battery).
• Water / sewer systems.
• Generators.
• Awnings, leveling jacks, hydraulics.

Alternative remedies for coach defects

For coach / motor home defects not covered by § 407.560:

• Magnuson-Moss Warranty Act — federal warranty law applies.
• UCC § 400.2-313 / § 400.2-314 — express + implied warranties.
• MMPA — deceptive practices by dealer or manufacturer. Post-SB 591 pleading.

Major RV manufacturers

• Thor Industries — Airstream, Jayco, Keystone, Heartland, Tiffin.
• Forest River — owned by Berkshire Hathaway; many sub-brands.
• Winnebago Industries — Winnebago, Newmar, Grand Design.

Note: Most RVs are manufactured in Indiana’s Elkhart County RV hub — not Missouri. Indiana plaintiffs have home-state advantage for RV cases.

Missouri RV market

• Strong RV travel market.
• Ozarks region (southern MO) draws RV vacationers.
• Branson area significant RV park concentration.
• Dealers across MO sell RVs from Indiana manufacturers.

Chassis maker matters

The “manufacturer” for chassis Lemon Law purposes:

• Ford chassis (E-Series, Transit-based) — Ford is § 407.560 defendant. (Ford Claycomo connection for some chassis.)
• Mercedes-Benz Sprinter chassis — Mercedes is defendant.
• Ram ProMaster chassis — Stellantis is defendant.
• Freightliner / Cummins chassis (Class A) — Daimler / Cummins is defendant.

Bottom line

RV coverage under § 407.560 is limited to the chassis. Coach defects require Magnuson-Moss, UCC, or MMPA. Multi-defendant pleading is often necessary.

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