Commercial Vehicles Under Missouri Lemon Law
Commercial-vehicle coverage under Missouri § 407.560 — 10,000 lbs GVWR cap, commercial-use exclusion, and Magnuson-Moss alternative.
Commercial-use vehicles face limited coverage under Missouri’s Lemon Law (§ 407.560). The statute excludes vehicles above 10,000 lbs GVWR and vehicles purchased for commercial-only use.
§ 407.560 exclusions
Section 407.560(7) excludes:
- Vehicles above 10,000 lbs GVWR.
- Vehicles purchased for commercial use (not personal/family/household).
- Motor homes above 10,000 lbs (except chassis).
Common exclusion lines
- Ford F-450, F-550, F-650/750 — typically above 10,000 lbs GVWR.
- Ram 4500, 5500 — above 10K.
- GM Silverado 4500HD, 5500HD, 6500HD — above 10K.
- Class C / Class A motor home chassis — above 10K.
- Cargo vans (Sprinter, ProMaster, Transit 350 HD) — varies.
Mixed-use vehicles
For vehicles used both personally and commercially:
- Personal predominant use — § 407.560 may apply.
- Commercial predominant use — § 407.560 excluded.
Alternative remedies for excluded vehicles
For commercial-use or >10K GVWR vehicles:
- Magnuson-Moss Warranty Act — applies regardless of GVWR.
- UCC § 400.2-313 / § 400.2-314 — express + implied warranties.
- MMPA § 407.010 et seq. — applies to commercial transactions (with some limitations).
MMPA in commercial cases
MMPA generally applies to commercial transactions where the deceptive practice has consumer impact — but post-SB 591 narrowing affects “consumer” definition.
Missouri commercial-vehicle market
- Kansas City logistics hub — Class I rail interchange.
- St. Louis FedEx / UPS hubs.
- Anheuser-Busch HQ — substantial fleet.
- I-70 corridor — major freight corridor.
Bottom line
Commercial vehicles above 10K GVWR are typically excluded from § 407.560. Magnuson-Moss + UCC + MMPA remain available.
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How Missouri Lemon Law (§ 407.560) applies to leased vehicles — lessees protected; refund includes lease payments + sales tax + residual.
Read → ArticleMotorcycles Under Missouri Lemon Law
Why motorcycles are excluded from Missouri's Lemon Law (§ 407.560) — and the Magnuson-Moss + MMPA backstops that still apply to Harley-Davidson, Indian, BMW, Ducati.
Read → ArticleRVs Under Missouri Lemon Law
How Missouri Lemon Law applies to RVs — chassis only; motor home coaches typically not covered by § 407.560.
Read → ArticleUsed Vehicles Under Missouri Lemon Law
Used vehicles are NOT covered by Missouri's § 407.560 Lemon Law. Magnuson-Moss, MMPA (post-SB 591), and UCC remain available.
Read →Think you've got a lemon?
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