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Arkansas · Topic Updated May 25, 2026

Remedies: What You Can Recover Under Arkansas Lemon Law

Refund or replacement under Ark. Code § 4-90-407, cash-and-keep settlements, narrowed post-Act 986 ADTPA damages, and the § 4-90-410 lodestar fee-shifting framework.

Arkansas remedies have a distinctive bifurcation: the Motor Vehicle Quality Assurance Act provides solid refund/replacement remedies with mandatory-character § 4-90-410 lodestar fees, but the ADTPA private-action damages were substantially narrowed by Act 986 of 2017 — private plaintiffs can no longer recover treble damages, are limited to “actual financial loss” (ascertainable price-minus-market-value difference), and cannot bring class actions. The federal Magnuson-Moss § 2310(d)(2) mandatory fee-shifting becomes the load-bearing economic basis for taking AR cases on contingency.

How the remedies stack

Most Arkansas cases recover under a combination:

  • § 4-90-407 refund or replacement — and § 4-90-406(b)(2)(A) gives the consumer the unconditional right to elect the refund rather than accept a replacement; refund equals full purchase price plus collateral charges (sales tax, registration, finance charges, incidental damages) less a reasonable allowance for use based on miles driven before the first repair attempt for the nonconformity.
  • § 4-90-410 lodestar attorney fees — “is entitled to recover… attorney’s fees based upon actual time expended… reasonably incurred.” Mandatory-character on prevailing.
  • Magnuson-Moss § 2310(d)(2) federal fees — independent mandatory fee-shifting basis under federal law. Often the strongest fee theory given AR’s narrowed ADTPA.
  • Post-Act 986 ADTPA damages — actual financial loss only (no treble); reliance proximate cause required; no class actions. Recovery on this theory is structurally weaker than Tennessee TCPA, Indiana IDCSA, or Iowa § 714H Consumer Frauds Act.

Topics in this section

  • Refund (repurchase) — § 4-90-407 refund math, allowable collateral charges, mileage offset formula, sales-tax recovery.
  • Replacement — Comparable replacement vehicle option, when manufacturers prefer it, and consumer-side tradeoffs.
  • Cash-and-keep — Negotiated cash settlement where the consumer keeps the vehicle. Common settlement structure when refund/replacement is impractical.
  • Narrowed ADTPA damages — Post-Act 986 actual-financial-loss recovery, reliance proof, no-treble framework, no class actions.
  • Attorney fees — § 4-90-410 lodestar + Magnuson-Moss § 2310(d)(2) mandatory federal fees + (lodestar) post-Act 986 ADTPA fees.

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