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Rhode Island · Article Updated May 26, 2026

Refund (Buyback) Under the Rhode Island Lemon Law

How a Rhode Island lemon-law refund is calculated — full contract price plus collateral charges and towing/rental, minus a use offset on a 100,000-mile basis, at the consumer's election.

A Rhode Island refund — the “buyback” — returns the full contract price plus collateral charges and towing/rental costs, minus a use offset on a 100,000-mile basis, under § 31-5.2-3. The consumer elects the refund over a replacement.

What the refund includes

  • Full contract price (or, for a lease, the lease price).
  • Collateral chargessales tax, registration fee, and finance charges (§ 31-5.2-3(1)(c)).
  • Towing and rental costs.

The use offset — a 100,000-mile basis

Rhode Island’s reasonable allowance for use (§ 31-5.2-3(1)(e)) multiplies the total price by a fraction:

  • Numerator — miles traveled before the first nonconformity report, plus miles during periods the vehicle was not out of service for repair.
  • Denominator100,000.

The 100,000-mile denominator keeps the deduction small — and because miles accrued while out of service don’t count, a Rhode Island refund stays close to the full price.

A typical refund calculation

For a $34,000 vehicle, first nonconformity reported at 5,000 miles:

ComponentAmount
Contract price$34,000
Sales tax + registration + finance charges + towing/rental+ as documented
Use offset (≈5,000 ÷ 100,000 × $34,000)− ≈ $1,700
Net refund≈ $32,300 plus collateral charges

The earlier you first reported the defect, the smaller the offset.

The consumer elects — and the manufacturer’s 30 days

The consumer chooses refund or replacement; the manufacturer then has 30 calendar days to deliver a replacement or pay the refund.

Lease refunds

For leased vehicles, the refund covers the lease price plus collateral charges, minus the same 100,000-mile use offset.

Don’t forget the extras

A refund isn’t always the whole recovery: $25/day continuing damages may apply if loss of use continues on appeal, a frivolous manufacturer appeal doubles the award, and attorney fees are mandatory (§ 31-5.2-11). See attorney fees.

Bottom line

The Rhode Island buyback returns the full contract price plus collateral charges and towing/rental minus a small 100,000-mile use offset — at the consumer’s election. Layer in $25/day, the doubled-award appeal deterrent, and mandatory fees. Get a free case review to estimate your refund.

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