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New York · Article Updated May 23, 2026

Are Used Vehicles Covered by New York Lemon Law?

New York has TWO statutes covering used vehicles: § 198-a (within original warranty) and § 198-b (separate Used Car Lemon Law with mileage-tiered dealer warranty).

Yes — New York’s used-vehicle protection is among the most comprehensive in the country. Two statutes apply:

Two parallel coverage paths

Path 1: New Car Lemon Law (§ 198-a)

Applies when:

  • The original manufacturer’s warranty is still active, AND
  • The vehicle is within 24 months of original delivery (and under 18,000 miles).

Full New Car Lemon Law remedies — refund or replacement, § 198-a(l) attorney fees, § 349 damages — apply.

Path 2: Used Car Lemon Law (§ 198-b)

Provides dealer-issued statutory warranties tiered by mileage:

Mileage at saleWarranty period
Less than 36,001 miles90 days or 4,000 miles
36,001 to 79,999 miles60 days or 3,000 miles
80,000 to 100,000 miles30 days or 1,000 miles
Over 100,000 milesNo statutory warranty

The dealer must provide written warranty terms at sale.

See our detailed used vehicles article.

Comprehensive coverage

This dual coverage is unique to New York — no other major lemon-law state provides comparable used-vehicle protections.

What’s covered under § 198-b

  • Engine
  • Transmission
  • Drive axle
  • Brakes
  • Steering
  • Suspension
  • Electrical system
  • Fuel system
  • Cooling system
  • Air conditioning

What’s NOT covered

  • Maintenance items (oil, filters).
  • Wear items (tires, brake pads).
  • Cosmetic items.
  • Damage from accidents, modifications, misuse.

CPO vehicles

NY doesn’t have a CPO-specific statute. CPO vehicles get:

  • § 198-a if within original warranty AND the 2-year / 18,000-mile window.
  • § 198-b dealer-issued mileage-tiered warranty.
  • Manufacturer’s CPO warranty under Magnuson-Moss.
  • § 349 misrepresentation claims for inadequate CPO inspection.

”As-is” sales and § 198-b

Dealers cannot disclaim the § 198-b statutory warranty for used vehicles within the mileage tiers. For vehicles over 100,000 miles, dealers can sell as-is, but § 349 still applies to misrepresentation.

What you should do

  1. Determine your mileage tier at sale.
  2. Confirm the dealer-issued statutory warranty period.
  3. Pull all repair orders.
  4. Get a free case review — both § 198-a and § 198-b cases settle reliably.

Related

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