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Idaho · Article Updated May 26, 2026

The Idaho Consumer Protection Act (ICPA)

How the Idaho Consumer Protection Act (§ 48-601) overlays the lemon law — actual damages or a $1,000 floor, discretionary punitive damages, mandatory § 48-608 attorney fees, and a $15,000-or-treble elderly/disabled enhanced penalty.

The Idaho Consumer Protection Act (ICPA) — Idaho Code § 48-601 et seq., with private remedies at § 48-608 — is the consumer-fraud overlay to the Motor Vehicle Warranties Act. It is unusually strong: a $1,000 statutory floor, discretionary punitive damages, mandatory attorney fees, and a distinctive enhanced penalty for elderly or disabled consumers.

What the ICPA adds beyond the lemon law

ElementLemon law aloneLemon law + ICPA
Refund / replacementYesYes
Mandatory lemon-law fees (§ 48-909)YesYes
Actual damages or $1,000 floorNoYes (§ 48-608)
Discretionary punitiveNoYes (§ 48-608)
Mandatory ICPA feesNoYes — “the court shall award”
Elderly/disabled enhanced penaltyNoYes — $15,000 or treble, whichever greater

Actual damages — or $1,000, whichever is greater

Section 48-608 lets a consumer who suffers an ascertainable loss from an unlawful method, act, or practice recover actual damages or $1,000, whichever is greater. The $1,000 floor (higher than many states’ $100–$200 floors) guarantees a meaningful baseline recovery.

Discretionary punitive damages

Section 48-608 does not provide a general treble (3×) multiplier for ordinary plaintiffs. Instead, the court may, in its discretion, award punitive damages in addition to actual damages. (The only “treble” measure in § 48-608 sits inside the elderly/disabled enhanced penalty, below.) Punitive damages under Idaho’s general framework can be substantial in egregious, willful cases — a different and potentially larger remedy than a fixed multiplier, but one that requires a heightened showing. This is stronger than Arizona’s no-multiplier CFA.

Mandatory § 48-608 attorney fees

The ICPA fee provision is mandatory: “the court shall award reasonable attorney’s fees to the plaintiff if he prevails.” (A prevailing defendant may recover fees only if the suit was spurious or brought to harass.) This stacks with the lemon law’s § 48-909 fees and Magnuson-Moss § 2310(d)(2).

The elderly/disabled enhanced penalty

Distinctively, an elderly or disabled consumer may recover an enhanced penalty of $15,000 or treble the actual damages, whichever is greater (§ 48-608). This is a meaningful additional lever in cases involving older or disabled buyers — uncommon among state UDAPs.

Evidence supporting punitive / enhanced recovery

  • TSBs and recall notices matching the defect.
  • Internal warranty-claim records.
  • Customer-relations notes showing pattern responses.
  • Misrepresentations about the defect, history, or warranty coverage.

When the ICPA matters most

The ICPA is the tool for misrepresentation and nondisclosure layered onto a defect:

  • Undisclosed prior damage or branded title.
  • Odometer misrepresentation.
  • Deceptive warranty or financing representations.

Bottom line

The ICPA is the muscle behind an Idaho lemon-law claim: a $1,000 floor, discretionary punitive damages, mandatory § 48-608 fees, and a distinctive $15,000-or-treble elderly/disabled enhanced penalty. Pair it with the lemon law and Magnuson-Moss. See ICPA damages.

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