Mallon Consumer Law

Mallon Consumer Law is a Manhattan-based consumer protection firm led by Attorney Kevin C. Mallon, who brings 25+ years of experience defending individuals against credit reporting agencies, debt collectors, and financial institutions. The firm specializes in credit reporting errors, identity theft, illegal debt collection, and consumer fraud, with particular expertise in Fair Credit Reporting Act and Fair Debt Collection Practices Act violations. Operating on contingency, Mallon Consumer Law has secured substantial settlements against major banks and credit bureaus.

About

Mallon Consumer Law is a Manhattan-based consumer protection firm founded and led by Attorney Kevin C. Mallon, who brings more than 25 years of experience defending individuals harmed by credit reporting agencies, debt collectors, and financial institutions. The firm specializes in representing clients throughout New York City in cases involving identity theft, credit reporting errors, illegal debt collection practices, and consumer fraud. Kevin Mallon is an expert in the Fair Credit Reporting Act, the Fair Credit Billing Act, and the Fair Debt Collection Practices Act—statutes that form the backbone of consumer protection law.

The firm understands that inaccurate credit records and unauthorized financial transactions can derail major life decisions, affecting mortgage applications, student loans, and employment background checks. Mallon Consumer Law works systematically to correct these problems and to hold wrongdoers accountable, whether the culprit is a credit reporting agency, a debt collector, or a financial institution. The firm also assists clients who are being pursued by debt collectors in violation of federal law, using a thorough understanding of collection practices to protect those being hounded unfairly.

Attorney Mallon's approach centers on listening carefully to each client's situation, explaining consumer rights in plain language, and developing a realistic strategy tailored to the individual's needs. Clients consistently praise his responsiveness and genuine commitment to their cases. The firm handles matters ranging from credit card fraud to unauthorized bank withdrawals, student loan reporting errors, and disputes with credit bureaus. Recent client reviews highlight successful settlements against major banks, credit reporting agencies, and collection companies, with some clients reporting substantial recoveries they believed unlikely before engaging the firm.

Mallon Consumer Law operates on a contingency-fee basis, meaning the firm is paid only when clients recover money, aligning the firm's interests directly with the outcome. The firm offers a free 15-minute consultation to discuss your legal options and outline next steps. You can reach the office at 646-713-1008 to schedule a call or discuss your case.

Overview compiled from the firm's website