Lemon Law Hawaii

Lemon Law Hawaii, led by attorney Justin A. Brackett, specializes in debt defense and consumer protection for Honolulu residents facing collection activities and debt collector harassment. The firm pursues claims under the Fair Debt Collection Practices Act, Telephone Consumer Protection Act, and Fair Credit Reporting Act, and negotiates settlements on a flat-fee basis.

About

Lemon Law Hawaii, based in Honolulu, is a consumer rights law practice led by attorney Justin A. Brackett. Despite its name, the firm's primary focus is debt defense and consumer protection rather than lemon law matters. Brackett works with individuals facing collection activities, harassment from debt collectors, and disputes over debts and credit reporting.

The firm helps clients navigate several key areas of consumer law. Brackett represents consumers who believe debt collectors have violated the Fair Debt Collection Practices Act, which prohibits calls before 8 a.m. or after 9 p.m., workplace calls without permission, and threats of wage garnishment or bank account levies without a court judgment. Violations can result in awards up to $1,000 per incident. The firm also pursues cases under the Telephone Consumer Protection Act, where violations by telemarketers and debt collectors can result in statutory damages of $500 to $1,500 per call. Additionally, Brackett handles Fair Credit Reporting Act matters, assisting clients in obtaining copies of credit reports used in adverse credit decisions and disputing inaccurate entries.

Under Hawaii's Unfair and Deceptive Practices Act, the firm pursues additional remedies when violations of federal and state consumer protection laws have caused actual damages. This statute also protects consumers who purchase vehicles from dealerships and fail to receive titles within 30 days, along with other protections for Hawaii residents and small businesses.

Beyond litigation, Brackett offers settlement negotiation services. For clients who want to resolve debts but are uncertain how to proceed, the firm works to negotiate favorable settlements with creditors on a flat-fee basis, aiming to minimize what clients ultimately owe while providing the security of attorney-guided resolution.

The firm emphasizes client education about legal rights and emphasizes the importance of documentation. Brackett advises consumers to maintain detailed records of all collector communications, including call logs and written correspondence, as these records are critical in establishing violations and building strong cases.

Clients facing a complaint in Hawaii District Court should act quickly, as the state allows only two weeks or less to respond. The firm stresses the urgency of consulting before deadlines pass and before creditors obtain judgments, which can remain enforceable for ten years and continue accruing interest.

To schedule a consultation or discuss your situation, contact Lemon Law Hawaii at (808) 377-6778.

Overview compiled from the firm's website