The Law Office of Marilyn G. Wells, PLLC

The Law Office of Marilyn G. Wells, PLLC is a Jacksonville debt defense and bankruptcy firm protecting consumers through settlement negotiations, litigation defense, and Chapter 7 filings. Founded by attorney Marilyn G. Wells, who previously worked at a debt collection firm, the practice leverages insider knowledge of collection tactics to effectively represent debtors across Florida and federal courts.

About

The Law Office of Marilyn G. Wells, PLLC is a Jacksonville-based debt defense and bankruptcy firm specializing in representation for consumers facing financial hardship. Founded by attorney Marilyn G. Wells, the firm focuses on protecting debtors through settlement negotiations, litigation defense, and Chapter 7 bankruptcy filings.

Ms. Wells earned her Bachelor of Science from Florida State University in 2002 and began her legal career as an associate at a major Jacksonville debt collection law firm. That background uniquely positioned her to understand collection tactics and to defend debtors effectively. She has since handled hundreds of debt collection matters and now devotes her practice entirely to representing consumers rather than creditors. Her experience spans debt settlement negotiations, defending against collection lawsuits, bankruptcy protection, and claims involving unfair debt collection practices.

As a member of The Florida Bar, Ms. Wells is admitted to practice in all Florida state courts. She also holds admission to the United States District Court and Bankruptcy Court for both the Middle District of Florida and the Northern District of Florida, enabling her to represent clients across a broad geographic and jurisdictional range.

The firm's practice areas include debtor defense in collection lawsuits, Chapter 7 bankruptcy protection, tenant representation in landlord-tenant disputes, and consumer claims involving unfair business practices. Ms. Wells recognizes that clients facing debt often operate under financial constraints, and the firm structures its fees to accommodate those circumstances. The office offers contingency payment arrangements—where clients pay no fees or costs unless the firm recovers money on their behalf—as well as installment plans designed to spread costs across time. All installment arrangements cover both legal fees and case expenses.

Fees depend on the amount in dispute and the complexity of the legal issues involved. For straightforward debt defense or eviction matters, clients typically pay a minimum of $300. More specialized matters—including high-balance debt defense, multiple-account disputes, foreclosure defense, and bankruptcy cases—are priced individually based on the specific facts and legal questions at hand. The firm also accepts pro bono cases on a selective basis.

The Law Office of Marilyn G. Wells is committed to making quality legal representation accessible to clients from all financial backgrounds, combining practical experience in debt law with a clear understanding of the pressures facing consumers in financial crisis.

Overview compiled from the firm's website