Brockstedt Mandalas Federico LLC

Brockstedt Mandalas Federico LLC is a Wilmington-based elder law firm serving Delaware and Maryland, specializing in long-term care planning and Medicaid benefits for older adults. The firm uses trusts, gifting strategies, and specialized planning tools to help clients qualify for Medicaid coverage while protecting assets from nursing home costs exceeding $12,000 monthly.

About

Brockstedt Mandalas Federico LLC is an elder law firm serving the Wilmington, Delaware area with offices throughout the state, including locations in Dover, Lewes, Georgetown, and Baltimore. The firm specializes in helping older adults and their families navigate the legal and financial complexities of aging, long-term care planning, and Medicaid benefits.

The firm recognizes a pressing reality facing many Delaware residents: according to the US Department of Health and Human Services, seventy percent of people turning 65 will need some form of long-term care, and nursing home costs in Delaware exceed $12,000 per month. Medicare does not cover long-term or skilled nursing care, and long-term care insurance is often prohibitively expensive. This gap leaves many families facing the difficult choice between depleting their life savings or seeking coverage through Delaware Medicaid.

Brockstedt Mandalas Federico addresses this challenge by demystifying common misconceptions about Medicaid eligibility. Many people believe they must spend down all their assets before qualifying for long-term care coverage—a misunderstanding that can result in unnecessary financial hardship. The firm's attorneys work to help clients qualify for Delaware Medicaid Long Term Care while protecting assets that might otherwise be lost to care costs.

The firm's practice encompasses estate planning, preparation of medical and financial documents for unexpected health events, and comprehensive strategies for aging with security. Whether a client is engaging in pre-planning more than five years before needing care or facing an immediate nursing home crisis, the firm tailors its approach. Through tools such as trusts, Miller Trusts, Medicaid gifting strategies, and Medicaid Qualified Annuities, the firm's attorneys structure plans to help clients meet Medicaid's strict asset and income limits—currently $2,000 in assets and $2,417.50 monthly income—without sacrificing the ability to leave property to heirs.

The distinction between pre-planning and crisis planning is significant. Those who plan well in advance may protect most or all of their assets through trust structures. Clients facing immediate care needs can often obtain Medicaid coverage while protecting half a single person's assets or all assets in a married couple's case through Delaware Medicaid planning.

Brockstedt Mandalas Federico's team, led by attorneys including Chase T. Brockstedt and Shelby H. Bingaman, brings focused expertise to elder law matters. The firm emphasizes that careful planning today prevents financial hardship tomorrow, and its commitment centers on providing the guidance families need to make informed decisions with urgency and precision when protecting what matters most.

Overview compiled from the firm's website